From Burden to Relief: Succession Solution for Your Company Pension Fund

Many companies have consciously chosen to organise their occupational pension provision internally. The motivations have been diverse: greater control, increased flexibility in investment strategy, and the ability to tailor provisions for different groups of employees.

But reality has changed. What was once a strategic advantage can now become an operational burden.

Company Pension Funds Face Increasing Challenges

Company-owned pension funds are under pressure. Regulatory requirements have steadily increased in recent years – as have expectations regarding governance, transparency, and risk management. At the same time, it is becoming increasingly difficult to find or retain internal expertise to manage and lead such foundations.

Concrete challenges include:

• Complex regulatory requirements, such as implementing structural reforms or investment guidelines

• Cost and administrative pressure that ties up internal resources

• Liability risks for board members of the foundation, which are no longer manageable within every company structure

• Succession issues, such as recruiting specialists or finding solutions in family businesses

The Strategic Step: The Succession Solution

More and more companies are realising that a succession solution is not a step backwards, but a strategic step forward. However, not every solution fits every company. Standardised collective foundations may provide relief, but they often leave little room for individual contribution. Larger companies that value influence and customisation need an alternative.

Tellco pk INDIVIDUA: The Solution for Forward-Thinking Companies

Tellco pk INDIVIDUA is aimed at companies that wish to dissolve their own pension fund without giving up flexibility. Our solution combines the benefits of a collective foundation with the adaptability of a tailored pension plan.

What makes INDIVIDUA unique?

• Custom design of the pension solution: You retain influence over key elements such as investment strategy and pension plan

• Efficiency through streamlined administration: Tellco handles regulatory tasks, management, and operational implementation

• Clear governance and professional management: We assume operational responsibility and ensure stability and transparency

• Long-term support from experts: Our specialists support you in the transfer of your company pension fund – and beyond

The result: Less effort, reduced risks, and more time for your core business.

Who is Tellco pk INDIVIDUA Suitable For?

Our solution is particularly suited to:

• SMEs across all industries with more than 50 employees or more than CHF 20 million in retirement assets

• Companies with their own pension fund seeking a sustainable succession solution

• Companies wishing to exit a collective or multi-employer pension foundation but are not looking for a “standard solution”

• Organisations undergoing succession, restructuring, or strategic realignment

The future of your occupational pension scheme doesn’t have to be uncertain. With the right solution, transformation becomes an opportunity. Tellco pk INDIVIDUA offers you full flexibility.

Start the Conversation – at the Pension Symposium 2025

On 4 and 5 June 2025, we will be present with our own stand at the Pension Symposium in Zurich. Whether for a brief chat or to learn more about Tellco pk INDIVIDUA, our experts will gladly take the time to address your individual questions and challenges.

🎫 Interested in free tickets? Feel free to email: marketing@tellco.ch