Save on your tax bill when you pay in
With Tellco 3rd pillar pension solutions, you not only invest in your future but also benefit from tax advantages today – whether you are employed with a pension fund connection or self-employed.
Example for employed clients: With a payment into your pillar 3a (maximum 2025 amount: CHF 7,258.00), you benefit from considerable tax advantages. For every CHF 1,000 you pay into the third pillar, you save up to CHF 450 in income tax, depending on your taxable income and place of residence.
Example for self-employed clients: If you are self-employed, you can pay up to 20% of your net annual income (max. CHF 36,288) into your 3rd pillar. With a taxable income of CHF 84,100, this amounts to up to CHF 16,820. This means you can save CHF 7,000 in taxes each year (depending on the tax rate in the municipality where you live).
Personalise your investment strategy to maximise returns
You can also invest the capital in your 3a account in securities – fully in line with your personal requirements. Tellco provides a wide range of investment strategies and thematic funds for this purpose. Learn more here: Investment funds
Your investment strategy is based on your expected returns and risk tolerance, while thematic funds enable you to factor in your own interests and preferences. From sustainability and digitalisation to other relevant themes – with thematic funds, you select personal focus areas that support your long-term investment goals. You can devise a different strategy for each of your up to five 3a accounts. We will be happy to provide individual advice: Contact us
And best of all, you can adjust your investment strategy conveniently online at any time and in that way respond flexibly to changes in your life or on the market.
Attractive pension plan with 1.0% interest p.a.
With fixed interest and the compound interest effect, you can build your wealth in a targeted manner and optimise your pension.
🔍 What do the experts say?
Cash and Blick emphasise the attractive fixed interest rate of our 3a accounts..
Find out more: Cash | Blick
Save on your tax bill upon payout
Your savings efforts will be rewarded: Thanks to 3a savings, considerable amounts are accumulated over the years. But beware – taxes are due upon payout. The good news is that you can open up to five 3a accounts and significantly reduce your tax burden through staggered payouts.
