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Säule 3a

TELLCO PRIVATE PENSIONS

Pillar 3a

Your pillar 3a. Simply digital. Strong interest.

Your future optimally secured

Save on taxes, build wealth for retirement and invest flexibly – with Tellco’s pillar 3a. With Tellco Vorsento, you manage your pension provision easily online and decide for yourself whether you want to save securely or take advantage of long-term return opportunities. Our flexible 3a solution enables you to build wealth steadily for retirement – thanks to one of the largest investment universes in Switzerland.

Open a 3a account

By clicking on "Open a 3a account", you agree to the data privacy statement of Tellco Pension Solutions 3a and confirm the legal notices. You will be redirected to Tellco Vorsento.

Tellco Vorsento – Preview of the new platform

Your advantages with the Tellco Pillar 3a

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Simple digital management

With Tellco Vorsento, you can keep track of your pension provision at all times: you can view your assets and investments online, make payments, flexibly adjust strategies and access documents digitally. The mobile app will be available from Q3 2026.

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Save taxes (maximum amount 2025)

Deduct your contributions to Pillar 3a from your taxable income – up to CHF 7,258 per year for employees with a pension fund (Tip: standing order of CHF 604.85 per month), or 20% of net income (max. CHF 36,288) for self-employed individuals without a pension fund.

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Flexible investment strategies

Choose between an interest-bearing account solution or an investment solution with one of the largest investment universes in Switzerland. You can adjust your investment strategy easily online at any time.

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Attractive interest rate for the account solution

Benefit from an interest rate of [[ interest_rate_3a ]]% p.a. – among the best providers in Switzerland for over five years (source: moneyland.ch).

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Favourable capital withdrawal

Thanks to the foundation’s domicile in the Canton of Schwyz, you benefit from one of the lowest withholding taxes in Switzerland when withdrawing capital (max. 4.8%).

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Personal advice

Our experts are happy to support you by phone, via video, or in person.
Get in touch now

Tellco Vorsento - Start - EN

Account opening

Open your 3a account directly online – in just a few steps and without paperwork.

Open a 3a account

By clicking on "Open a 3a account", you agree to the data privacy statement of Tellco Pension Solutions 3a and confirm the legal notices. You will be redirected to Tellco Vorsento.

Tellco Pillar 3a in the media

Actively save for your pension today

Do more with your private pension and benefit from the experience of our long-serving pension specialists.

Contact us

Costs and conditions

Interest rate p.a.

[[ interest_rate_3a ]]%

Account opening

Free

Account management

Free

Account closure

Free

Minimum investment

None

Number of accounts

Up to 5

You can find out more in the Fees and Charges Policy

Selected for you using our extensive expertise!

Learn more about the investment options of your 3a pension assets. 

Which 3a solution suits you best?

3a account

A simple solution for security-conscious retirement saving.

Ideal if you:

  • want to save securely

  • want to remain flexible

  • want to have short-term availability

Your benefits:

  • currently attractive interest rate of [[ interest_rate_3a ]]% p.a.

  • no account management fees

  • flexible contributions

  • up to 5 accounts possible

Learn more

3a investing

Benefit from long-term investment opportunities.

Ideal if you:

  • want to build wealth over the long term

  • want to actively invest your retirement savings

  • want to adjust your investment strategy flexibly

Your benefits:

  • transparent and low fees

  • individual strategies

  • adjustable online at any time

  • one of the largest investment universes in Switzerland

Learn more

Why Tellco?

Established Swiss retirement savings solution

The foundation Tellco Pension Solutions 3a was established in 2018 and is one of the modern Swiss providers in the field of private retirement savings.

 

Digital retirement savings with personal guidance

With Tellco, you combine the benefits of modern digital retirement savings with personal advice from experienced pension specialists. 

Swiss security standards

Your data and retirement savings are processed and held exclusively in Switzerland in accordance with high Swiss security and data protection standards.

Regulated and supervised

The foundation is subject to supervision by the Central Switzerland Occupational Pension and Foundation Supervisory Authority (ZBSA). Asset management is provided by Tellco Bank Ltd – a Swiss bank established in 1995 and supervised by FINMA.

Your contacts

Tellco Bank AG - Michael Frei-Otero - Head of 3a Pensions & Vested Benefits
Michael Frei-Otero Head of 3a Pensions & Vested Benefits
Tellco Bank AG - Sandra Gomes - Client Advisor of 3a Pensions & Vested Benefits
Sandra Gomes Client Advisor of 3a Pensions & Vested Benefits
Merlinda Maliqi
Merlinda Maliqi Junior Client Advisor of 3a Pensions & Vested Benefits

Contact or callback

Do you have any questions, or would you like to schedule a no-obligation consultation? Our specialists will be happy to help you.
Contact us

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