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Säule 3a

TELLCO PRIVATE PENSIONS

Pillar 3a

Your private pension. A smart move.

Your future optimally secured

Save taxes, benefit from an attractive interest rate (0.60% p.a.) and invest according to your needs. Our flexible 3a solution enables you to build up stable assets for retirement – thanks to one of the largest investment universes in Switzerland.

Open a 3a account

By clicking on "Open a 3a account", you agree to the data privacy statement of Tellco Pension Solutions 3a and confirm the legal notices. You will be redirected to our partner platform ePlix.

Your advantages with the Tellco Pillar 3a

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Save taxes (maximum amount 2025)

Deduct your contributions to Pillar 3a from your taxable income – up to CHF 7,258 per year for employees with a pension fund, or 20% of net income (max. CHF 36,288) for self-employed individuals without a pension fund.

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Attractive interest rate for the account solution

Benefit from an interest rate of 0.60% p.a. – among the best providers in Switzerland for over five years (source: moneyland.ch).

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Flexible investment strategies

Choose between an interest-bearing account solution or an investment solution with one of the largest investment universes in Switzerland. You can adjust your investment strategy easily online at any time.

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Free insurance cover

With an investment solution, you benefit from free insurance against death and disability.
Learn more

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Favourable capital withdrawal

Thanks to the foundation’s domicile in the Canton of Schwyz, you benefit from one of the lowest withholding taxes in Switzerland when withdrawing capital (max. 4.8%).

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Personal advice

Our experts are happy to support you by phone, via video, or in person.
Get in touch now

Tellco Pillar 3a in the media

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Account opening

Open your 3a account directly online – in just a few steps and without paperwork.

Open a 3a account

By clicking on "Open a 3a account", you agree to the data privacy statement of Tellco Pension Solutions 3a and confirm the legal notices. You will be redirected to our partner platform ePlix.

Detailed step-by-step instructions are available to help you get started smoothly:

Actively save for your pension today

Do more with your private pension and benefit from the experience of our long-serving pension specialists.

Contact us

Costs and conditions

Interest rate p.a.

0.60%

Account opening

Free

Account management

Free

Account closure

Free

Minimum investment

None

Number of accounts

Up to 5

You can find out more in the Fees and Charges Policy

Selected for you using our extensive expertise!

Learn more about the investment options of your 3a pension assets. 

Your contacts

Tellco Bank AG - Michael Frei-Otero - Head of 3a Pensions & Vested Benefits
Michael Frei-Otero Head of 3a Pensions & Vested Benefits
Tellco Bank AG - Sandra Gomes - Client Advisor of 3a Pensions & Vested Benefits
Sandra Gomes Client Advisor of 3a Pensions & Vested Benefits
Merlinda Maliqi
Merlinda Maliqi Junior Client Advisor of 3a Pensions & Vested Benefits

Contact or callback

Do you have any questions, or would you like to schedule a no-obligation consultation? Our specialists will be happy to help you.
Contact us

Free insurance protection

We offer you free insurance coverage that takes effect in the event of both death and disability – exclusively for all clients who invest in securities.

With us, you not only build your pension provision efficiently but also receive substantial cover. This comprehensive protection offers you and your family security in case of unforeseen events.

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