TELLCO PRIVATE PENSIONS
Pillar 3a
Your pillar 3a. Simply digital. Strong interest.
Your future optimally secured
Save on taxes, build wealth for retirement and invest flexibly – with Tellco’s pillar 3a. With Tellco Vorsento, you manage your pension provision easily online and decide for yourself whether you want to save securely or take advantage of long-term return opportunities. Our flexible 3a solution enables you to build wealth steadily for retirement – thanks to one of the largest investment universes in Switzerland.
By clicking on "Open a 3a account", you agree to the data privacy statement of Tellco Pension Solutions 3a and confirm the legal notices. You will be redirected to Tellco Vorsento.
Tellco Vorsento – Preview of the new platform
Your advantages with the Tellco Pillar 3a
Simple digital management
With Tellco Vorsento, you can keep track of your pension provision at all times: you can view your assets and investments online, make payments, flexibly adjust strategies and access documents digitally. The mobile app will be available from Q3 2026.
Save taxes (maximum amount 2025)
Deduct your contributions to Pillar 3a from your taxable income – up to CHF 7,258 per year for employees with a pension fund (Tip: standing order of CHF 604.85 per month), or 20% of net income (max. CHF 36,288) for self-employed individuals without a pension fund.
Flexible investment strategies
Choose between an interest-bearing account solution or an investment solution with one of the largest investment universes in Switzerland. You can adjust your investment strategy easily online at any time.
Attractive interest rate for the account solution
Benefit from an interest rate of [[ interest_rate_3a ]]% p.a. – among the best providers in Switzerland for over five years (source: moneyland.ch).
Favourable capital withdrawal
Thanks to the foundation’s domicile in the Canton of Schwyz, you benefit from one of the lowest withholding taxes in Switzerland when withdrawing capital (max. 4.8%).
Personal advice
Our experts are happy to support you by phone, via video, or in person.
Get in touch now
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Account opening
Open your 3a account directly online – in just a few steps and without paperwork.
By clicking on "Open a 3a account", you agree to the data privacy statement of Tellco Pension Solutions 3a and confirm the legal notices. You will be redirected to Tellco Vorsento.
Simple pension planning with our online calculators
Costs and conditions
Interest rate p.a.
[[ interest_rate_3a ]]%
Account opening
Free
Account management
Free
Account closure
Free
Minimum investment
None
Number of accounts
Up to 5
You can find out more in the Fees and Charges Policy
Which 3a solution suits you best?
3a account
A simple solution for security-conscious retirement saving.
Ideal if you:
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want to save securely
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want to remain flexible
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want to have short-term availability
Your benefits:
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currently attractive interest rate of [[ interest_rate_3a ]]% p.a.
-
no account management fees
-
flexible contributions
-
up to 5 accounts possible
3a investing
Benefit from long-term investment opportunities.
Ideal if you:
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want to build wealth over the long term
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want to actively invest your retirement savings
-
want to adjust your investment strategy flexibly
Your benefits:
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transparent and low fees
-
individual strategies
-
adjustable online at any time
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one of the largest investment universes in Switzerland
Why Tellco?
Established Swiss retirement savings solution
The foundation Tellco Pension Solutions 3a was established in 2018 and is one of the modern Swiss providers in the field of private retirement savings.
Digital retirement savings with personal guidance
With Tellco, you combine the benefits of modern digital retirement savings with personal advice from experienced pension specialists.
Swiss security standards
Your data and retirement savings are processed and held exclusively in Switzerland in accordance with high Swiss security and data protection standards.
Regulated and supervised
The foundation is subject to supervision by the Central Switzerland Occupational Pension and Foundation Supervisory Authority (ZBSA). Asset management is provided by Tellco Bank Ltd – a Swiss bank established in 1995 and supervised by FINMA.
Your contacts
Of interest to you
Using vested benefits strategically: what happens to pension fund assets during career transitions
Tellco launches new digital pension platform Tellco Vorsento
Adjustment of our fund range
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