Dissolve the company pension fund

When the company pension fund becomes a challenge

More and more Swiss SMEs are faced with the question: Is the company pension fund still sustainable, or a risk for the future?

Increasing regulatory requirements, growing administrative effort, digitalisation pressure and often limited in-house expertise are making continuation increasingly demanding. Since 2013, more than 600 companies have already dissolved their pension fund.

Our free guide to dissolving company pension funds helps you realistically assess your situation and shows you step by step how to ensure a smooth transition.

Why a switch makes sense now

Running a pension fund of one’s own means, for many SMEs, an increasing operational and strategic burden. Smaller companies in particular are confronted with the following challenges:

Growing density of regulation
Complex liability issues
Increasing administrative and financial effort
Lack of personnel and professional resources
Rising fixed and IT costs
Decreasing risk capacity due to an unfavourable age structure
Great responsibility in complex areas such as asset management, compliance and governance

In view of these structural developments, many companies are carefully examining whether their company pension fund is still the right solution – and on this basis are making a well-founded strategic decision.

A clear guide for a complex decision

Dissolving a company pension fund is a demanding process with many stakeholders, legal issues and strategic decisions. Our guide helps you keep an overview and make well-founded choices.

Specifically, in the guide you will learn:

Which pension models are possible and how they differ in terms of risk and autonomy
According to which criteria pension funds can be compared objectively
How a switch to the new pension solution works step by step
Which legal requirements and employee participation rights must be observed
How to address the most important operational and strategic aspects in a structured way with the help of checklists, schedules and decision-making aids

The guide is aimed specifically at SME decision-makers and trustees of company pension funds – concise, clear and practice-oriented.

Why Tellco pk?

Leading independent collective foundation

More than 10,000 companies and around 100,000 insured persons rely on our expertise.

Flexible affiliation solutions

Tellco pk offers a wide range of affiliation options within proven foundation structures.

Many years of experience with SMEs

Since its founding in 2002, Tellco pk has been aimed at SMEs seeking a reliable and professionally managed pension solution.

Focus on digital efficiency

Thanks to modern IT systems, clients benefit from lean administration and efficient processes.

Dissolving the company pension fund? Here’s how to make the switch work