Occupational pension

2024: An interest rate of 2.25% for PRO and PULSE

With our PRO and PULSE pension solutions, retirement savings bear interest at 2.25% for the year 2024 (OPA minimum interest rate: 1.25%).

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Pension asset 3a

3a: Adjustment of interest rate

As of 1 September 2024, the interest rate for the pillar 3a account was adjusted to 1.30% p.a. in order to align it with prevailing market conditions.

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Occupational Pension

New thresholds for OASI and OPA from 1 January 2025

The thresholds in the first and second pillars are changing with the start of the new year. These adjustments affect both the contributions and the cover of your employees.

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Most important links and downloads

For employers

Pension fund: report a change (PDF) Pension fund: report an absence Tellco pk: key figures Corporate loans
Support & forms

Most important links and downloads

For private individuals

Open a 3a account Your insurance certificate explained Purchase of additional pension benefits (PDF) Apply for home ownership promotion (PDF)
Help & forms
Private Banking

Experienced and personal

From asset management to investment advice, we offer private and corporate clients a comprehensive range of banking services worldwide. We understand your needs and are familiar with your personal risk profile. Our solutions go beyond investment strategies. We offer assistance with tax matters and will be happy to conduct any further clarifications on your behalf.

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Tellco Private Banking brochure (PDF) Deposit insurance scheme (PDF) Make an appointment
Financial investment and assets

Profitable investment, clever financing

As experienced asset managers, we know about issues related to investing and financing. From mortgages to private loans – we offer you a comprehensive range of suitable investment instruments.

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News

Private pension

Pillar 3a: Harness the Eighth Wonder of the World for Your Retirement Planning

Albert Einstein famously called compound interest the "eighth wonder of the world." This powerful principle makes Pillar 3a an essential component of your private retirement planning.

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Occupational Pension

New thresholds for OASI and OPA from 1 January 2025

The thresholds in the first and second pillars are changing with the start of the new year. These adjustments affect both the contributions and the cover of your employees.

Learn more

Occupational Pension

2024: An interest rate of 2.25% for PRO and PULSE

With our PRO and PULSE pension solutions, retirement savings bear interest at 2.25% for the year 2024 (OPA minimum interest rate: 1.25%).

Learn more

What is the difference between mandatory and non-mandatory contributions?

In Switzerland, your occupational pension scheme is backed by pension fund contributions, which are divided into two types: mandatory and non-mandatory contributions. But what do these mean exactly?

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Occupational Pension

OASI reform and its impact on occupational and private pensions

The OASI reform came into force on 1 January 2024. It is worth taking a closer look at the consequences, as they also include new opportunities for employees.

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Occupational Pension

Pension trap of part-time work: tips for financial security in retirement

Part-time work has become the norm for many people in Switzerland. It's time for some concrete tips on how part-time employees can minimise the disadvantages to their pension provision.

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Money & Assets

Are private market investments the ideal solution for pension funds?

Pension funds face major challenges with traditional portfolios: private market investments can be an interesting addition and possible solution.

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Occupational Pension

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The right pension for a relaxing sabbatical

Career breaks for a round-the-world trip or for further study are popular. However, it is important not to forget about pension planning in the process: in this blog, find out what you need to bear in…

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Occupational Pension

Self-employed persons: flexibility in occupational pension provision

The law only requires self-employed persons to make contributions only to pillar 1. However, neglecting pension provision in pillar 2 can be risky and have long-term adverse effects.

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Private pension

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Have you optimised your tax return, or are you paying too much tax?

Switzerland offers taxpayers a lot of freedom. Have you ever considered buying into a private or professional pension plan?

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