Private pension – Tellco Vorsento for distribution partners | Tellco Bank

Digital pension solutions for your clients – without your own pension infrastructure

With Tellco Vorsento, you can easily integrate modern pillar 3a and vested benefits solutions into your existing business model – efficiently, scalably and within a regulated framework.

Tellco provides the complete infrastructure in the background:

Swiss pension foundations
FINMA-regulated banking infrastructure
Digital platform and APIs
Account/custody account management and transaction processing
Administration, compliance and governance

This allows you to offer your clients modern digital pension solutions without having to build your own banking, pension or compliance infrastructure.

Become a distribution partner

Faster market entry

Launch your digital pension offering within just a few weeks:

without your own banking licence or foundation structure
without FINMA, FSIO or OPSC approval processes
without setting up your own compliance or custody infrastructure

Everything from a single source

Tellco combines:

bank
pillar 3a
vested benefits
asset management
digital platform
regulatory infrastructure

This helps you avoid complex multi-provider setups and reduce operational interfaces and risks.

Flexible integration options

You decide how Tellco Vorsento is integrated:

Tellco Select: rapid go-live via the existing Tellco portal.
White-label portal: your own brand presence with Tellco infrastructure in the background.
API integration: direct integration into existing front ends, apps or platforms.

Who is Tellco Vorsento suitable for?

The platform is ideally suited to insurers, asset managers, brokers, consultants, fintechs, financial intermediaries and platform providers.

Modern pension products for your clients

Offer your clients digital pillar 3a and vested benefits solutions, account and securities solutions, flexible investment strategies, open product architecture, modern digital processes and personal support.

Open architecture and flexible product integration

Tellco Vorsento supports Tellco’s own strategies, third-party products, partner solutions, individual strategic asset allocations and partner portfolio management.

Embedded in regulation and secure

Tellco combines established Swiss pension and banking expertise: a FINMA-regulated bank, pension foundations supervised by the FSIO/OPSC, Swiss data hosting, high security and data protection standards, and integrated governance and risk structures.

Efficient scaling

Thanks to the modular platform architecture, you benefit from rapid scalability, standardised processes, lower operational effort, predictable cost structures and efficient partner and client management.

Established Swiss provider with many years of pension and banking experience

Tellco has combined pension, banking and investment expertise for many years within an integrated Swiss financial group.

Tellco Bank Ltd since 1995
Tellco Vested Benefits Foundation since 2003
Tellco Pension solutions 3a Foundation since 2018

This gives you access to an established, regulatory embedded infrastructure with many years of experience in the Swiss pension market.

Swiss platform and infrastructure

Tellco Vorsento was developed to meet the requirements of the Swiss pension market.

Data hosted in Switzerland
High Swiss security and data protection standards
Modern API-based platform architecture
Regulatory integrated processes
Stable and scalable infrastructure

Attractive pension solutions for your clients

Offer your clients:

attractive account interest rates
low and transparent fees
flexible account and investment solutions
modern digital pension processes
one of the largest investment universes in Switzerland

Digitally efficient. Personally supported.

Tellco combines digital processes with personal support from experienced pension and investment specialists.

This enables you to create a modern pension experience for your clients – simple, efficient and trustworthy.

Platform-related benefits

Fully digital onboarding

Paperless account and custody account opening with efficient regulatory processing. Advisers can pre-enter client data on behalf of clients.

FinSA-compliant integration

Execution-only, investment advisory or asset management within existing regulatory structures.

Digital strategy adjustments

Strategy changes can be initiated efficiently and confirmed digitally.

Large investment universe

Access to Tellco strategies, institutional solutions and integrable third-party products.
Investment universe

Tellco standard portal

Rapid market entry with minimal implementation effort

Onboarding via the existing Tellco portal
No proprietary front-end development required
Use of the existing infrastructure and processes
Ideal for partners focused on advice and distribution

Implementation time: approx. 2 weeks

Tellco white-label portal

Your own brand presence with limited technical complexity

Configuration of the portal in the partner’s branding
Adaptation to the partner’s CI/CD
Use of Tellco’s regulatory and operational infrastructure
Ideal for larger asset managers or fintechs

Implementation time: approx. 1–3 months

API integration

Maximum flexibility and full system integration

Direct API connection to the partner’s existing systems
Integration into your own front ends, apps or platforms
Individual design of processes and the client experience
Ideal for insurers and larger companies with their own portals

Implementation time: approx. 3–6 months

Vorteile der Plattform

Vollständig digitale Kontoeröffnung
Papierloses Onboarding mit effizienter, regulatorisch konformer Abwicklung.
Vorbefülltes Onboarding durch den Partner
Berater erfassen relevante Kundendaten vorab – der Kunde bestätigt digital. Schnell, strukturiert und fehlerreduziert.
Regulatorisch integrierte Finanzdienstleistungen (FIDLEG-konform)
Execution-only, Anlageberatung oder Vermögensverwaltung – flexibel wählbar innerhalb einer bestehenden regulatorischen Struktur.
Effiziente Mandats- und Strategieanpassung
Strategieänderungen werden durch den Partner initiiert und vom Kunden im Rahmen eines Beratungsmandats digital bestätigt.

Vorteile der Produkte

Erweiterte Anlagemöglichkeiten
Investitionen über das BVV-Minimum hinaus – innerhalb regulatorischer Vorgaben.
Breites, offenes Anlageuniversum
Zugang zu Tellco-eigenen Strategien, institutionellen Lösungen und integrierbaren Dritt- oder Partnerprodukten.
Kosteneffiziente Struktur
Keine Transaktionsgebühren und keine Fremdwährungsspesen.
Quellensteuer-Optimierung
Strukturelle Vorteile bei der Rückforderung von Quellensteuern.
Professionelle Fachunterstützung
Direkter Zugang zu Investment- und Vorsorge-Expertise bei fachlichen oder regulatorischen Fragestellungen.