Investment properties

What are investment properties?

Investment properties are real estate that you rent out instead of live at yourself. Rental income covers the running costs, and the surplus constitutes your return – an attractive way to build wealth over the long term.

How much equity do you need?

An equity component of at least 25% is required for the purchase of an investment property. Please note: these funds cannot come from a pension fund (second pillar) or pillar 3a, as you are not living at the property. Depending on the amount of the mortgage, amortisation is required.

When is a property considered viable?

The investment property is considered viable if the rental income covers the imputed costs, such as interest, ancillary costs and amortisation payments. This ensures that the running expenditures are covered by the income.

Fixed-rate mortgage

A fixed-rate mortgage ensures a fixed interest rate for the entire term, regardless of how interest rates change. This allows you to plan the costs for your mortgage over the long term. We offer flexible terms of one to 10 years.

Fixed interest rate over the entire term

Planning security over several years

No risk if interest rates rise

SARON mortgage

A SARON mortgage offers you flexible financing without a fixed term. The interest rate is adjusted quarterly to match the movement of the money market. The reference interest rate is the SARON (Swiss Average Rate Overnight), which is published by the SIX Swiss Exchange. Because the interest rate fluctuates, you can benefit from falling interest rates, but you also have to react accordingly when interest rates rise. The term is open-ended.

Flexible interest rate, adjusted to match the money market

Full transparency through the SARON reference interest rate

No fixed term, maximum flexibility

The benefits for you

Market expertise

Benefit from our in-depth market knowledge, supported by the expertise of Tellco Real Estate.

Network

Take advantage of our long-standing network for comprehensive support in all matters involving real estate and financing.

Advice

We will support you personally and reliably throughout the entire process.

Efficiency

Short decision-making processes allow us to ensure fast and smooth processing.

Contact or callback

Do you have any questions, or would you like to schedule a no-obligation consultation? Our specialists will be happy to help you.

Contact us

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Mortgages for your investment property

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Investing in investment properties