TELLCO PRIVATE PENSIONS
Insurance cover
For your pillar 3a and vested benefits account
Financial protection in the event of disability or death
Benefit from the insurance cover for your pillar 3a or vested benefits account at Tellco with ePlix Lifeguard Free – which provides free basic cover in the event of death and disability – or select ePlix Lifeguard Premium for extended cover and maximum protection.
Product overview insurance cover
| ePlix Lifeguard Free | ePlix Lifeguard Premium | |
|---|---|---|
| Premium | Free of charge |
Variable
(depending on age, insured risks and cover – details in the insurance profile, policy and GTC of Generali) |
| Investor insurance protection |
Insurance cover for every CHF 10,000 invested in securities:
Up to 34: CHF 2'500 |
Individual
(according to insurance profile) |
| Level of protection | Up to CHF 100,000 | Up to CHF 200,000 |
| Payment | Upon the first disability claim (from 70% disability for IV purposes) or in the event of death | Upon the first disability claim (from 70% disability for IV purposes) or in the event of death |
| Requirements for Insurance Coverage |
All ePlix users are insurable if they:
a) have their residence or habitual residence in Switzerland and either hold Swiss citizenship or possess a residence permit (B) or a settlement permit (C or Ci) for Switzerland, or are cross-border commuters registered with ePlix who have a valid residence permit (G) and work in Switzerland, and b) at the start of the insurance coverage, are beneficiaries of a 3rd-pillar (pillar 3a) or vested benefits foundation accredited by ePlix, and c) the cumulative portfolio value (securities) of the 3rd-pillar and/or vested benefits accounts amounts to at least CHF 10,000. |
All ePlix users are insurable if they:
a) have their residence or habitual residence in Switzerland, and b) either hold Swiss citizenship or possess a residence permit (B) or a settlement permit (C or Ci) for Switzerland, and c) are a client of a company or a pension fund/institution that has entered into a platform usage agreement with enovetic. |
| Commencement of insurance |
Automatic activation
on the first day of the following month as soon as the insured person invests CHF 10,000 in securities in a Tellco pillar 3a or vested benefits account via the ePlix platform. |
On the first day of the month following expiry of the insurance. |
| Cessation |
Cessation of insurance
• On 31 December of the current calendar year • At the end of the month in which the insured person reaches the final age (age 65 for death coverage, age 60 for disability coverage) or upon their death • If the insured person moves their place of residence permanently outside of Switzerland |
Cessation of insurance
• On 31 December of the current calendar year • At the end of the month in which the insured person reaches the final age (age 65 for death coverage, age 60 for disability coverage) or upon their death • If the insured person moves their place of residence permanently outside of Switzerland |
| Cancellation | Within 14 days | Within 14 days |
| Insurer | Generali Personal Insurance Ltd. | Generali Personal Insurance Ltd. |
Interested in a pillar 3a account?
Build up your individual pension capital with Tellco pillar 3a. Benefit from extra attractive terms with the straightforward online sign-up.
Interested in ePlix Lifeguard Premium?
Receive a free, non-binding consultation on ePlix Lifeguard Premium insurance cover now.