For employees: Voluntary buy-in

Would you like to improve your pension provision or close contribution gaps?

A voluntary buy-in into the pension fund can be worthwhile for you. You can find out everything you need to know here.

Is a voluntary buy-in worthwhile?

A voluntary buy-in to your pension fund can improve your retirement provision while also reducing your tax burden. But is it worthwhile for you, and what is the actual saving?

Easily calculate it yourself now

With our new tax and benefits calculator for pension fund buy-ins, you can quickly and easily find out whether a buy-in is worthwhile and how much tax you can save. The calculator also shows how a buy-in is likely to affect your future pension benefits.

More information

• Detailed information on voluntary pension fund buy-ins can be found in the Fact sheet Buy-in of contribution years (PDF).
• Did you already know that voluntary buy-in pays off? Have you found the amount on your personal insurance certificate? Then submit your application today.
• Note: The payment must be recorded with us no later than December 31 to be considered for the current year.

Buy-in procedure

Option 1 - Quickly and easily online:

• Register on ePlix: Continue to ePlix.ch
• Follow the steps on this page: Application for OPA buy-in – Helpdesk (eplix.ch)

Option 2 - By postal mail/e-mail:

• Complete the form Application for buy-in into the pension fund (PDF).
• Send us the form by postal mail. You will also find the address on the form.
  Note: Alternatively, you can find the address on the address sheet (PDF).