While equities and bonds react strongly to geopolitical developments and monetary policy, the Swiss property market is proving to be considerably more stable. For wealthy private clients, the still low interest rates open up attractive opportunities to secure their financing in the long term while at the same time building up assets. What matters here is not only access to mortgages, but also strategic advice on how to make optimal use of the current market conditions. This is precisely where Tellco Bank Ltd. comes in with a holistic advisory approach.
Attractive financing opportunities
The current low interest rate level means a significantly lower burden for mortgage borrowers. Those who take out financing today can stabilise their monthly costs in the long term and create additional room for manoeuvre. These funds can either be invested in asset building or used for accelerated amortisation. Both strengthen the sustainability of the mortgage in later years.
Comprehensive expertise
Tellco offers mortgage solutions that go far beyond the standard.
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Loans of up to 80% even for rented flats and multi-family houses.
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Subordinated financing that enables additional funds for investments or the expansion of one’s own home – particularly valuable as many banks are increasingly restrictive.
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Attractive conditions which rank among the most competitive in Switzerland.
In this way, Tellco combines special financing solutions with favourable interest rates and creates a comprehensive package that convinces in the long term.
Indicative interest rates as of 24/09/2025*
Fixed-rate mortgages
3 years 1.00 %
5 years 1.15 %
7 years 1.30 %
10 years 1.45 %
SARON mortgages
SARON + margin 0.80%
* The interest rates are non-binding guideline values for first-rank mortgages on owner-occupied residential property. They apply exclusively to first-class residential properties and borrowers with impeccable creditworthiness. Wohnobjekte und Kreditnehmende mit einwandfreier Bonität.
Personal support as a differentiating factor
A key feature of Tellco is its experienced and efficient team. Clients have direct contact persons who know their situation and can implement decisions quickly and straightforwardly. This personal closeness is not always a given in the financial sector and makes the difference between standardised solutions and truly individual advice.
Advisory services with foresight
Tellco does not view the mortgage in isolation, but as part of holistic financial planning. The focus is on how financing, pension provision, and asset building interact in the long term. This results in solutions that are not only sustainable today but also take future goals and challenges into account.
Would you like to learn more about the current daily mortgage rates and financing solutions? We would be pleased to advise you without obligation.