TELLCO
3a Calculator
Calculate how you can get more out of your income in the long term with Pillar 3a.
Save Taxes & Build Retirement Capital Strategically
By making contributions to Pillar 3a, you not only save on taxes – you also build up wealth specifically for your future. Whether through a classic retirement account or a securities-based solution: our free calculator gives you an instant overview of your tax savings – and shows you which product suits you best.
The calculation is based on your income, place of residence and investment horizon. You can also calculate the expected return using various scenarios.
Your Advantages

Save taxes
Your 3a contributions can be deducted from your taxable income.

Build wealth over the long term
Whether an interest-bearing account or a securities-based solution – your assets will grow.

Calculate individual scenarios
Calculate different options based on the amount deposited, investment horizon and expected return.

Compare options
Find out which solution best fits your needs.
How the Calculator Works
With just a few details, you’ll immediately receive a realistic estimate of your tax burden when withdrawing capital:
- Enter personal details such as marital status, employment status, postcode, and year of birth.
- Enter your net income and annual 3a contribution.
- Choose how long you want to make contributions and which solutions you want to compare.
- Adjust the expected return or interest rate if required.
- Click “Calculate” to find out your tax savings and retirement assets.
Everything to download