Tellco pension solutions 1e is a semi-autonomous collective foundation for non-mandatory occupational pension provision in accordance with Article 1e of the OPO 2. It provides companies with the opportunity to manage their individualised management pension plans under the umbrella of Tellco pension solutions 1e. With Tellco pension solutions 1e, companies and their management employees gain access to a cost-efficient and diverse management pension institution for salary components above CHF 132,300.00.
Struttura e organizzazione
Prerequisite
The company must have a signed affiliation agreement for the pension solution.
Custody account
Tellco pension solutions 1e maintains a custody account for each policyholder.
Investment strategies
1e pension plans offer policyholders customised investment strategies in the non-mandatory part of the second pillar depending on their personal return objectives and individual risk tolerance. The Tellco pension solutions 1e offering includes at least one low-risk strategy.
Return
The individualised investment of assets allows the policyholders to generate higher investment returns over the medium to long term than would be the case with independent collective-foundation and full-insurance models.
Investment risk
Investment risk is borne by the policyholders themselves. Upon leaving the pension fund, the effective cash balance of the custody account is transferred to the subsequent pension institution – or to the policyholder in the event of a cash disbursement.
Death and disability
The risks of death and disability are reinsured congruently with an insurance company.
Decision-making
The pension fund commission selected by the affiliate defines the pension plan, specifies the contribution amounts and makes decisions regarding the investment strategies made available. Companies can subsequently participate in the decisions relating to the investment strategies and benefits specified for the policyholders.
Documenti importanti
Schedi per la scelta della strategi
Tellco Classic 10 - Factsheet (PDF)
Regolamenti
Regolamento degli investimenti (PDF)
Regolamento sulle disposizioni tecniche e l’utilizzo delle eccedenze (PDF)
Regolamento concernente la liquidazione parziale della Fondazione o delle casse di previdenza (PDF)
Regolamento d’organizzazione (PDF)
Regolamento di previdenza (PDF)
Accordo partner di distribuzione concernente l’istituto di previdenza Tellco Previdenza 1e (PDF)
Contatto
Tellco Previdenza 1e
Bahnhofstrasse 4
Postfach 434
CH-6431 Schwyz
t +41 58 442 64 00
info[at]tellco1e.ch