Tellco pension solutions 1e is a semi-autonomous collective foundation for non-mandatory occupational pension provision in accordance with Article 1e of the OPO 2. It provides companies with the opportunity to manage their individualised management pension plans under the umbrella of Tellco pension solutions 1e. With Tellco pension solutions 1e, companies and their management employees gain access to a cost-efficient and diverse management pension institution for salary components above CHF 132,300.00.

Structure and organization

Prerequisite

The company must have a signed affiliation agreement for the pension solution.

Custody account

Tellco pension solutions 1e maintains a custody account for each policyholder.

Investment strategies

1e pension plans offer policyholders customised investment strategies in the non-mandatory part of the second pillar depending on their personal return objectives and individual risk tolerance. The Tellco pension solutions 1e offering includes at least one low-risk strategy.

Return

The individualised investment of assets allows the policyholders to generate higher investment returns over the medium to long term than would be the case with independent collective-foundation and full-insurance models.

Investment risk

Investment risk is borne by the policyholders themselves. Upon leaving the pension fund, the effective cash balance of the custody account is transferred to the subsequent pension institution – or to the policyholder in the event of a cash disbursement.

Death and disability

The risks of death and disability are reinsured congruently with an insurance company.

Decision-making

The pension fund commission selected by the affiliate defines the pension plan, specifies the contribution amounts and makes decisions regarding the investment strategies made available. Companies can subsequently participate in the decisions relating to the investment strategies and benefits specified for the policyholders.

Important documents

Risk assessment (PDF)

Brochure Tellco pension solutions 1e (PDF)

Change in strategy (PDF)

Strategy sheets

Tellco Classic 10 - Factsheet (PDF)

Tellco Classic 25 - Factsheet (PDF)

Tellco Classic 45 - Factsheet (PDF)

Regulations

Terms and Conditions (PDF)

Foundation Deed (PDF)

Fees and Charges Policy (PDF)

Investment Regulations (PDF)

Regulations on Technical Rules and the Use of Surpluses (PDF)

Regulations on the Partial Liquidation of the Foundation or Pension Funds (PDF)

Organisational Regulations (PDF)

Pension Fund Regulations (PDF)

Distribution PartnerAgreement relative to the pension institution Tellco Pension Solutions 1e (PDF)

Contact

Tellco pension solutions 1e
Bahnhofstrasse 4
Postfach 434
CH-6431 Schwyz
t +41 58 442 64 00
info[at]tellco1e.ch