Pillar 3 easily explained
How do private pension schemes work in Switzerland? Here you can find out everything you need to know about pillar 3. Banking and insurance solution – explained in easy and understandable terms.
For persons with a pension fund
Maximum pillar 3a amount for 2025
CHF 7'258.00
For persons without a pension fund
Maximum pillar 3a amount for 2025
CHF 36'288.00*
* Deposit of 20 per cent of earned income into pillar 3 up to the maximum amount.
3a account or securities solution?
Decide according to your needs.
Save flexibly and save taxes too
Is security the number one priority for you, without any risk of loss? Tellco Pension solutions 3a offers you the opportunity to securely and profitably invest your restricted pension assets over the long term. You benefit from preferential interest rates without bearing an investment risk. Of course, you can use your balance – or even only part of it – to finance owner-occupied residential property. What is more, you also benefit from attractive tax savings. You’re not obliged to do anything: you can transfer your pension assets to another account at any time.
Yield-oriented saving for old age
Would you like to invest your pension assets profitably? In addition to the account solution, Tellco Pension solutions 3a also offers you the option of investing your assets in securities. The investment opportunities predominantly comprise collectively managed capital investments that are admitted for distribution in Switzerland by the Swiss Financial Market Supervisory Authority FINMA.
Create your own investment strategy. Our Tellco Pension solutions 3a include four different core strategies with equity weightings of between 0% and 100%. The funds all have a very efficient risk / return profile.
